California health insurance - Health insurance articles
California Health Insurance Article Center
Pick Your Center:
General information and guidance for
California health insurance
Individual and Family health
insurance Center
Small Group (2-50 Employees)
health insurance Center
Medicare Supplement
insurance Center
Health Savings Account
Center
Important Site Pages (Quotes,
Applications, Doctor Search)
General
Health Insurance Information and Guides
California health plans simplified. The three main
components
Major California health carrier Comparisons. Who's the
best?
Am I Insurable? Understand how the carriers look
at your health history
Pre-Existing health issues? How do they affect your
eligibility
Catastrophic health insurance. Cover the bill bill and
keep costs down
The California health broker or agent. What is our
role?
Cobra coverage. What are your options and how does
Cobra work
Back to the Basics...in depth information on
DEDUCTIBLE
Back to the Basics...in depth information on
CO-INSURANCE
Back to the Basics...in depth information on
MAX-OUT-OF-POCKET
Back to the Basics...in depth information on
TWO MEMBER MAX
Back to the Basics...in depth information on
LIFETIME MAXIMUM
HMO versus PPO. The first question to answer when
choosing a plan
The Concept of Insurance. How does it really
work
Mental health and California insurance. Now part of
the plan
Mental health Parity. California law equalizing
coverage for Mental health benefits
Out of Network. Understand how the
networks affect your out of pocket
How to use your health plan. Tips
to help you get the most out of your plan
Prescriptions and California health coverage. An
increasingly important benefit
Office Copay basics. Intro to how
office copays work
Pregnancy and Maternity benefits in California Simple
delivery can run $10,000
Health insurance rates What determines
your rates
California Consumer Guide.
information on understanding your health care options
Preventative coverage for health plans. The much
needed, new addition to plans
Self Employed health insurance. Find out the best
approach for the self-employed
California help for the Uninsured. AIM, MRMIP, Healthy
Families, and other options
Negotiated PPO rates
How do negotiated rates work with PPO health
plans
Affordable health insurance and how do
you find it
Non-Maternity plans
Smart Sense and HSA plans work well when
maternity isn't needed
Chiropractic coverage
More information on the critical piece of
alternative health care
Acupuncture benefits
Find out how it works with health plans in
our State
California health insurance plan
Quick tips to help you find the right plan
Rate Guarantees. Lock in old rates
for a period of time
Short Term options. Just need coverage for a temporary
period?
Travel Medical insurance. Coverage for leaving the
country
College Plans. How does the
college plan compare with your coverage?
Privacy Information. Find out how we protect your
valuable information
How to choose California health insurance. What to
look for and avoid
Alternative care and your health plans. Not so
alternative any more
High risk pools for people without coverage. The
safety net in California
Discount Plans. If it sounds too
good to be true, it probably is
Medi-Cal coverage. Low or no-cost option for
Californians
Rate Increases. Understand how
they work and why
California health insurance rights. Know how you are
empowered
Avoid bad health insurance plans
Know what to look forward
California Guide. State provided
guide explaining health insurance in our State
Choosing a Blue Cross health insurance plan Important tips
from Blue Cross
Complaints and your California health plan. The State
provides options
High Deductible Plan. What are the
benefits to high deductible plans
Student health insurance. Specific needs and matching
plan options
Major carrier listings Who are the
main health carriers in California
Stats on major health carriers in California
Understand what contributes to a health plan's cost What is
driving the costs
Anthem Blue Cross Application Center
Information on Blue Cross individual family enrollment
Blue Card program. PPO members can
take advantage of a nearly Nationwide network
Urgent Care and your plan. How is emergency treated
with health plans
Know your rights. What are your
rights in California concerning health coverage
Doctors and your HMO plan. How does access work?
Dental networks. The three dental networks and models
PPO and POS plans. The direction of health insurance
in California
Primary Care Physician. How does
the Primary Care Physician work?
Continuation of Coverage. Understand your options when
losing coverage
Claims Processing. Find out how
claims processing works
Health Insurance. First understand how it works
Dependent Children. How does
coverage for dependent children work?
Term Life insurance. Does it make sense to buy through
your health carrier?
Insurance in other States. Find out information for
other State health plans
Making the Right Decision. Important tips for choosing
a carrier and plan
Anthem Blue Cross Center
Wellpoint flagship carrier
Blue Shield of California Center
Non-profit, strong PPO carrier
Health Net of California Center
HMO-strong carrier
Pacificare of California Center
HMO-strong carrier
Generic RX versus Brand RX Making
the prescription choice on the market
Already Pregnant and Uninsured
What options are available on the California individual market
Shopping Tips Our insider's
tips to finding the best match on the market
Deductible versus Max OOP Know
your true exposure
Health Reform and Adverse Selection
our experience points to higher rates
MLR Rebates The amounts are small
but we're not going to say no
Guaranteed issue for children
Part of Health Reform already affects child coverage
Cheap California health insurance
Cheap has received a bad rap
Major Medical health plans Cover
the big bills well
Finding the Best health plans in California
How to get the best coverage
Understand your California health quote
Make sense of what you see on the screen
Personal health insurance California
What if you don't group coverage?
Individual
and Family Health Insurance Center
For updates: Individual California Health Center
Quote and Compare Covered Ca plans
Simplified Covered Ca Application
How to Quote California health insurance
Tax Credits, Household Make-up, and income
Get Help with Existing Covered Ca Plan
Covered California Income Guide for Self Employed
Tax Filing Status and Covered California
How Long to Process the Application
Comparing Covered California Plans
Covered California versus Cobra
How to Designate a Covered California Agent
Self Employed Health Insurance
How to Pay Covered California Premium
Anthem Blue Cross Covered California
Compare Covered Ca Bronze and Silver plans
Free Assistance for Covered California accounts
Individual health insurance between States
How coverage works between States
Online Applications The advantages of the online application
for individual enrollment
Individual health billing options What
are your billing options with Individual family coverage
Individual versus Cobra How to compare your Cobra option
with individual coverage
Split Policy on individual plan When
does it make sense to split family members onto different plans
What if I am declined coverage?
Options for applicants declined individual health insurance
Health Underwriter How the
underwriter affects the enrollment process
Individual Dental insurance
Dental introduction for individuals and
families in California
Individual Vision insurance
How does vision coverage work in California
for Individuals?
Individual health insurance enrollment
How does the application and enrollment
process work
Maternity and individual health plans
What to consider with maternity and
individual health insurance
Understand your Individual Family health
quote find out how to read your personalized quote
Questions to ask when choosing an
individual health insurance plan
Full time student and insurance Options for over-age
dependents
Top 20 questions for Individual health Enrollment and
Choosing a plan
General introduction to how Individual and Family coverage works
Will my rates change if I get sick?
Find out how your claims affect rates
Individual Underwriting. How the carrier looks at your
health
Individual and Family health insurance page
calhealth.net page for individual family
coverage
Smart Sense PPO plan Blue Cross' new
plans offers choice of deductible and prescription coverage
Basic 1000 and 2500 PPO Plan Blue Cross' low cost hospital
plan for catastrophic coverage
PPO 3500 Deductible Blue Cross
affordable plan combines high deductible and RX coverage
Current Individual health insurance
planscape 12/20/2011 planscape
HSA Account Funding and Reality
The HSA plans generally make sense only if you fund the account
Individual Family HMO plans What
happened to the HMO rates
Medications and Individual Underwriting
How do your meds affect qualifying
15 Day Effective Date Rule New rules affect the earliest
effective date available on the individual market
Blue Shield Vital Shield Plans
Attractive pricing and benefits for a PPO plan
Navigating Individual Rate Increases
Dealing with the coming onslaught
Comparing California Cobra and Individual
Which is less expensive and better?
Younger Spouse Age for Quote
Always use the age of the younger spouse
Embedded Deductibles Find out how
they work in your favor
Payment Options The credit card
goes away for individual plans
Common Questions - 1st Month's Premium
Does it mean you're approved?
Common Questions - Time it Takes Application
to Process What can you expect
Common Questions - Pre-existing conditions
and Options How does health history affect options
Common Questions - Length of Contract
How and when can you cancel
Key Factors in choosing plans What
to really look at
Current catastrophic coverage options
What's best on the market
Small
Group (2-50 Employees) Health Insurance Center
For updates: Group California Health Center
Quote Small Business Health Plans
How to Set Up Health Benefits for Start Up Companies
How to Get the Best Value in Employer Coverage
How to Save on Group Health Coverage
How to Enroll in Employer Health Benefits
Get Help With Existing Group Health Plans
Does an Employer Need to Offer Heatlh Benefits to Employees
Small Business Penalty for Paying Individual Health Plans
Out of State Employees
How do Group health plans handle Out of
State Employees
Part Time Employees
How are part time employees handled
Dual Coverage
Dual coverage under two company insurance
plans
Group Dental
Introduction to Group dental insurance in
California
Kaiser Small Group
Group health insurance options from Kaiser
of California
Vision Insurance
Vision coverage for your California group
benefits
California company size
How company size affects your Group health
insurance options
Group insurance eligibility
Three main requirements for groups to
qualify
How to Choose Group Plan
Important tips to consider when choosing
group coverage
New Company enrollment
What issues arise when new Companies need
health benefits
Part Time Employees
Group health insurance eligibility for
Anthem Blue Cross Group Underwriting
What are the rules for Blue Cross group
eligibility?
Premium Only Plan or POP Let
employees pay premium with pre-tax money
1099 Contract workers
How Group health plans work with 1099
contract workers
Guaranteed Issue
What does Guaranteed Issue mean for your
Small Group health plan?
Annual Renewal
How does the annual renewal affect your
group health plan
Blue Cross EmployeeElect
large group flexibility for your Small
Group health benefits
Family Business health insurance What
plan works best for the "Mom and Pop"
business
Shopping for group health
What to consider when shopping for group
health plans
Value of Dental and Vision plans
Why employees like their dental and vision
benefits
Benefits Small Group health plan from Blue
Cross Low cost plan suite from Blue
Cross
California group health insurance
General introduction to Small Group
Why offer Small Group California health
benefits Benefits are an important
step for your company
Group health insurance Guide to
how Small Group works
California Small Group
RAF or Risk Adjustment Factor How
it affects your rates
Guide to Understanding group health coverage
Why purchase a health plan for your
California company Important
considerations
California Employer Application A quick
walk-through the employer app
Shopping Group health market Tips
for narrowing the options
Medicare
Supplement Health Insurance Center
Medicare California Health Center
Picking the Best Medicare Supplement in California
When and How to Enroll in a Medicare Supplement
Medicare Supplements versus Advantage Plans
Medicare Supplement insurance page
on calhealth.net
Medigap Comparison Understand the differences between
the plans
Best
Medicare Supplement value
Why the F plan is hard to beat
Blue Cross Senior Smart Choice Low
cost, high deductible F plan
Health Savings Account HSA
Instant Quote Health Savings Account
How HSA's works simple breakdown
on how the two components work together
Health Savings Account
detail on mechanics of HSA's
California HSA Accounts and Funding Reality
The tax benefits are needed these days
You can run your Covered California Plan Quote here to view rates and plans side by side from the major carriers...Free.
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!