How to Find or Add a Covered California Agent to Your Account
Ever found yourself screaming “HELP!” inside Covered California's online system? Have no fear ... you can hand us the keys in about a minute, and our help as Certified Covered California agents is completely free.
Looking to find a Covered California agent, get help with your account, or add an agent to an existing Covered California application? You're in the right place ... here's exactly how, step by step.
How to add us as your agent in 4 quick steps
- Log in to your Covered California account at CoveredCA.com.
- Click the “Question Mark” icon up top, then “Local Help,” then “Agent.”
- Search last name “Jarvis” and ZIP “93923,” then select Goodacre Insurance Services.
- Answer the questions and designate us as your agent. It takes seconds!
How to designate your Covered California agent · Watch on YouTube
What a Covered California agent does for you
It's not just the enrollment piece (though that's important). Our role breaks into three areas:
1. Plan Selection
We size up your healthcare needs, budget, and the tax-credit math to find the 3–5 plans that actually fit ... and the sweet spots in the ACA rules most people miss.
2. Enrollment
We walk you through the online application, catch the easy-to-miss questions that can cost you a tax credit, and get you enrolled cleanly.
3. Ongoing Membership
Billing, document uploads, 1095 forms, income and household changes, annual re-evaluation at Open Enrollment ... we stay with you after you're enrolled.
What our members say
A closer look at what we do for you
Who we are as Covered California agents
A little about us: we're Certified Covered California agents, our assistance is 100% free to you, and we've successfully enrolled thousands of Californians since January 2014. We make the process easy and know the pitfalls, we understand the income-calculation puzzle inside out, we can surface savings and options you may not know about, and we know the Medi-Cal piece cold ... especially for kids under 19. We've also built tools to help you find the best plan, pay the first premium, and enroll quickly.
Plan selection and the tax-credit puzzle
Covered California now makes up about 99% of our individual and family enrollments ... for good reason. The tax credits can be large, but figuring out that piece is a bit like filing taxes. If your income estimate swings one way or the other, it can mean thousands of dollars in premium difference and big swings in benefits (the Enhanced Silver plans). When you enroll yourself, no one's there looking out for you on those issues ... it's a computer, and even enrolling by phone, Covered California won't really strategize with you. They input your info and spit out options; there's far more to it than that.
We know the sweet spots of the ACA law, how the plans differ, and how to match a plan to your needs and budget ... but we can only do this if you delegate us as the agent. We built the PlanFinder to help you research, but everyone has wrinkles, so feel free to call 800-320-6269 or email us. Picking the right plan and getting the best tax credit is Step #1, and it's what we're best at.
The online application ... where it's easy to slip
If you thought plan selection and the tax credit were hard, wait until you see the online app. Many people call us to be their agent only after trying to self-enroll ... they found out the hard way that it's very complicated, and one wrong answer or misunderstood question can mean no tax credit or no coverage. About half the self-enrolled people we come across had errors that significantly affected their options and rates. Not kidding ... half.
One example: “Are you offered affordable health coverage?” If your employer offers coverage and your share of the monthly premium for the lowest-cost option for just yourself doesn't exceed roughly 9.5% of your monthly gross income, that counts as affordable ... and they don't look at the dependent cost. Subtleties like that are all over the application. Two easy ways to enroll with an agent's help: if you already have a Covered California account, delegate us using the steps above and we'll walk you through it; or if you haven't applied (or want to start over), use our simplified Covered California application here. Either way, there's no cost for our assistance.
Ongoing membership help
Once you're enrolled, we keep helping. Typical requests we handle as your designated agent include: payment or billing issues; uploading required documents into Covered California; sending you your 1095 and other documents; account changes (income, address, and more); re-evaluating plan and tax-credit options through the year; re-evaluating during Open Enrollment; and family additions, changes, and removals. That's just a partial list ... we've seen just about everything.
You can run your Covered California health quote here to view rates and plans side by side from the major carriers, free. Again, there is absolutely no cost to you for our services. Call 800-320-6269 today!