California Medicare Options  - How to Enroll in UnitedHealthcare® Advantage plans

How to Enroll in a UnitedHealthcare® California Advantage Plan: Step-by-Step Guide

 

 

UnitedHealthcare® is the most popular California Advantage plan carrier that contracts with independent doctors and hospitals.

They even have contracts with premier groups like UCLA and Cedars which is pretty ridiculous in the HMO market.

On top of that, they have 4 star rated plans across the State so now we've hit 2 of our 3 "Triple Threat" requirements for picking an Advantage plan:

 

• Low or no cost premium
  
• Out-of-pocket-max under $1000
  
• Star Rating of 4 stars or higher

 

 

This is especially true in the the greater Los Angeles area where competition is fierce.

Okay...so what's the fastest and easiest way to enroll in a UnitedHealthcare®advantage plan?

Oh do we have good news on that front!

We'll walk through the steps but more importantly, look at how this makes each open enrollment super easy and fast.

Here are the steps with more detail below:

 

• Run UnitedHealthcare®quote for your situation
  
• Enter your UnitedHealthcare® doctors and meds (super important) 
  
• "Add to cart" for plan of UnitedHealthcare® advantage plan of choice
  
• Complete UnitedHealthcare®online enrollment

Let's walk through these in detail.

Run quote for your situation

You can easily run your full quote here:

This will show the UnitedHealthcare® plans side by side.  Look for an email to enter your doctor and prescription preferences.

For Special Need Plans (if available in your area), click on that link at the top to see what UnitedHealthcare® offers in terms of Dual Eliglble (so-called medi medi plans) and Chronic disease.

You can also filter by play criteria on the left.

The system will show the plans according to Star ratings, out of pocket max, and premium cost which is perfect according to our How to compare Advantage plans guide.

Now, UnitedHealthcare® may have more than one plan for your situation so we're happy to help walk through how they're different.  We also have a big UnitedHealthcare® Advantage guide to get started!

Check out our Google reviews and email us with question or set up a time to talk:

 

Let's zero in on a key factor for both quoting and enrolling in an UnitedHealthcare®advantage plan.

 

Enter your UnitedHealthcare® doctors and meds (super important) 

When you're on the quote page, you'll see this box bottom, left side:

 

Make sure to enter your preferred doctors and medications!

This addresses complaint #1 and 2 with Advantage plans.

The system will automatically show you plans according to this new information so that may help with the UnitedHealthcare® plans although they have very strong networks.

Now...to the enrollment piece!

 

"Add to cart" for your UnitedHealthcare® plan of choice

Now, we have our quotes and can see all the UnitedHealthcare® plans.  You can even filter by "UnitedHealthcare®" on the left.

Here's where things get much better than just a few years ago!

 

Complete online enrollment for UnitedHealthcare®advantage plan

The old process was horrible.  

 

• Long, complicated forms
  
• Difficult questions with Medicare specific terminology
  
• Mailing, faxing, etc

 

We've taken that process of 45 minutes to an hour and boiled it down to about 10-15 minutes.  Online!

 

Yes, completely online for UnitedHealthcare®advantage plan application submittal.

• The application process is faster
  

• The confirmation is quicker
  

• The enrollment runs into fewer issues

A few notes on what you'll want to have handy:

 

• Your MBI# (Medicare Beneficiary ID#)
  
• Your doctor and medication info (including name, dosage, how often you take)
  
• Your basic info (phone, address, etc)
  
• Your enrollment trigger (annual open enrollment, initial enrollment, special enrollment - we can help you with this part at help@calhealth.net )

 

Of course, we're happy to help you with this entire process and there's no cost for our assistance!

Even online, there are lots of Medicare specific questions that can be new to most people so definitely get free assistance and check out our Google reviews!

You can also see the UnitedHealthcare®medicare supplements through the same quote by switching the tab up top to Medicare supplement!

Reach out with any questions!