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  Short Term
California Health Insurance

California health insurance Temporary health insurance
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SHORT TERM HEALTH INSURANCE
 
Short Term Health Insurance
Some carriers offer a short-term health plan for California residents which provides individuals with flexible, reliable, affordable coverage for those "in-between" times.

Short term health insurance generally include the following:

Simplified applications - more limited health history questionnaires than permanent coverage
Faster Turn-around  -  effective dates can be as early as midnight following post or fax date if
   approved
Pre-existing conditions  -  most short term plans do not cover pre-existing conditions.  They
   are really built to handle more catastrophic issues.
Preventative care is typically not covered on Short Term policies
Choice of deductible typically runs from $500 to $2000
Usually a minimum of 30 days is required and can be up to 6 months (sometimes month to
   month up to 12 months)
Short term plans are typically pre-payed for a fixed period of time

You can get an instant quote and benefit information
 

More detail for Blue Cross of California short term coverage:

The Immediate Coverage You Need 
Between Jobs
After Graduation
While waiting for permanent coverage
 
The Power to Choose 
Coverage from 30 to 185 days
Any day of the month to begin or end coverage
Deductible you prefer from $250 to $2000
 
Maximum Coverage Period
You decide the length of coverage of your BC Life & Health Short-Term PPO Plan, from a minimum of 30 to a maximum of 185 days. This policy is non-renewable and designed to meet your health plan needs while you are between other coverage. After your Short Term PPO Plan expires, you may complete a new application and reapply for a new plan. However, after you have had two elections of a BC Life & Health Short-Term Plan with less than a six month lapse between, you must wait six months before you reapply for short term coverage. 
Eligibility and Enrollment
Pricing is based on a per member per day rate. Remit your check for the entire premium with your application. For faster service, you may opt to pay by credit card. (Visa, MasterCard or Discover) and submit via fax. 
In addition to satisfying our streamlined underwriting requirements to qualify for coverage, you must be a permanent legal resident of California, and:  
A resident of the United States for at least three months
Age 15 days to 64 years old
The applicant's spouse, age 64 or younger
The applicant's child(ren), or the child(ren) of the applicant's enrolling spouse, under 19 years of age
The applicant's unmarried dependent child(ren) between the ages of 19 and 23 ("dependent" as defined by the Internal Revenue Service)
 
Effective Date of Coverage
If you are approved, coverage begins at 12:01 a.m. on the date following the postmark date on the envelope or the day the application is received via fax. 

 

 

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