Health sharing is NOT health insurance.
Why the Religious Language? California banned
short term health plans. The only option we have that can start mid-month (as
early as midnight following enrollment) is a health sharing plan. These were
created as an exemption to the ACA (Affordable Care Act) on a
religious basis.
This is the only way they're able to exist outside of ACA plans. OneShare is the
most flexible in terms of requirements.
OneShare has recently been
accredited by The Healthcare Sharing Accreditation Board. The
Healthcare Sharing Accreditation Board is an independent entity formed
to review the operations of ministries to determine if they meet the
highest standards. They review everything in the organization: member
communications, guidelines, financials, governing documents, etc. They
ensure that the ministry meets all of their core tenets and then grant
accreditation if they do. OneShare Health is only the third ministry
to get the accreditation.
Additionally, to date (Jan 2026) they have shared almost 280 million dollars ( $279.212,555 to be exact). In the last 12 months they have received $47,564,074 in member contributions and have shared $21,008,250 in medical bills.
You can quote/enroll HERE
In California, this is one of the few options we have for coverage that can start midnight following enrollment.