You can either download your California carriers application or initiate their online application below for major carriers including Blue Shield of California, Anthem Blue Cross of California, Health Net, Kaiser, and Aetna.
The online application is processed over a secured server directly with the carrier and processes much more quickly.
Access Online or Downloadable Application for California Individual Plans
If downloadable
application is used,
information can be faxed
securely to 888/758.2122;
emailed to
IFP Enrollment; or mailed to:
IFP Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Download Small Group Applications
The following
documents can be emailed,
faxed, or mailed to us:
This information can be
faxed to 888/758.2122;
emailed to
Group Enrollment; or mailed to:
Group Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Download Senior Medicare Supplement Application
Please submit prior to the
1st of the month you wish
coverage to start
Part A and B must be already
established by requested
effective date
Payment is may not be
required with the
application
This information can be
faxed to 888/758.2122;
emailed to Senior
Enrollment; or mailed to:
Senior Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Please let us know if we can
help with any questions at
800-320-6269 or by email
1. How do I start the
process
2. How long to get a
decision back
3. Why is payment submitted
up front
4. Is there an application
fee
5. Is a physical required
6. How can I speed up the
process
7. Is there a long term
contract
8. What are the options for
payment
9. What if I want to change
my plan later
10. Why go with
Calhealth.net
We just need the completed health insurance application for your plan of choice. The online applications process much more quickly and it can all be completed online. The first month's premium is required to process the application but you have a 10 day free look window to cancel for a full refund. Physicals and request for medical records are very rare these days.
Due to our volume of applications with the major carriers, we have expedited processing. After the online application is submitted (including payment information), the carrier will usually contact the applicant directly for a phone interview in 3-5 business days. From that point, we usually get a decision in 3-5 business days. All told, most applications process in about two weeks. You can find more underwriting info here.
There is no fee to apply for ACA compliant plans including Covered Ca. Only the initial month's premium is submitted with the application.
A physical is not required...only the completed application and first months premium.
How can I speed up the process
The fastest approach is to enroll via our secured form. This generally takes 5-10 minutes and we can make sure you're getting the full tax credit available.
No. The policy can be cancelled or renewed (by payment) month to month.
There are a few options
for payment with either
carrier.
Billing - Shield monthly,
quarterly Blue Cross
bi-monthly, quarterly
Checking account
auto-deduction monthly
deduction.
We can change plans during Open Enrollment at the end of each year or for Special Enrollment periods. We can help with this process.
We concentrate on health
insurance for California
with 20+ years experience,
no DOI complaints, and
expert knowledge of the new
marketplace.
Call us at 800-320-6269 with any questions. Our services are free to you as licensed health agents.