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  California Group Health
Right Plan $40 from Blue Cross

Anthem Blue Cross
RIGHT PLAN 40


A low-priced, no-deductible PPO plan for the California health 
insurance market with three choices of prescription coverage. 

individual family california health quoteindividual family quote

Right Plan $40 PPO plan from Anthem Blue Cross

Is this plan for you?

       Simple, immediate benefits (including doctors’ office visits) with no medical deductible
   
   Choice of prescription drug benefits (Comprehensive Rx, Generic Only Rx or No Rx)
   
   No maternity benefits
 

What else do you get?

       Access to over 50,000 California network doctors and specialists and over 400 hospitals
   
   Money in your pocket – because we’ve negotiated lower fees with our network doctors and hospitals,
        your share of costs is less (a lot less)
   
   Free health and wellness programs – designed to keep you as healthy as can be
   
   Out-of-state coverage – so you’ll feel better wherever you are

Choose the plan that’s right for you.

  • RightPlan PPO 40 with No Rx – If you don’t need prescription drug coverage, this is a good way to keep your monthly rates as low as possible

  • RightPlan PPO 40 with Generic Rx – Pay just a $10 copay for generic drugs from our Generic Rx Formulary

  • RightPlan PPO 40 with Comprehensive Rx – Pay a $10 copay for generic drugs and a $30 copay for brand-name prescription drugs from the Blue Cross Formulary (after meeting the $500 brand-name prescription drug deductible)

    RightPlan 40 - Comprehensive Rx  In-Network Out-Of-Network
Annual Deductible   No Deductible No Deductible
Annual Out-Of-Pocket Limit   $7,500 per member $7,500 per member 
Lifetime Maximum   $5,000,000 $5,000,000
Office Visits   $40 50%
Prescription Drugs   Choice of 3 options:
  Not Covered

  $10 Generic (RightPlan Generic Rx Drug
    Formulary Only)

  $10 Generic $30 Brand 50% Non-Formulary
   $500 Annual Brand Deductible

Not Covered

50% of the Drug Limited Fee Schedule
   (RightPlan Generic Rx Drug Formulary 
   Only)
50% of the Drug Limited Fee Schedule
   with $500 Annual Brand Deductible
Laboratory and Radiology   40% 50%
Annual Physical Exam   $25 or $75 Co-Pay at HealthyCheck Centers for Basic Screening Not Covered
Annual OB-GYN Exam   $40 plus 40% 50%
Well Baby Care   $40 plus 40% 50%
Outpatient Surgery   $500 per admission plus 40% All Charges Except $380 per day
Emergency Room   40% plus $100 (waived if admitted) 40% of customary and reasonable for the first 48 hours.After 48 hours:All charges except $650/day plus $100*
Ambulance   40% 50%
Home Health Care   See Benefit Contract See Benefit Contract
Mental Health Services   All charges except $25 per visit (20 visits per year, 1 visit per day) All charges except $25 per visit (20 visits per year, 1 visit per day)
Chiropractic Care   40% (12 visits per year) All charges except $25 per visit (12 visits per year)
Acupuncture / Acupressure   All charges except $25 per visit (24 visits per year) All charges except $25 per visit (24 visits per year)
Inpatient Co-payment   40% plus $500 per day (4 day maximum copay per admission) All Charges Except $650 per day
  Maternity Care Not Covered Not Covered
Inpatient Mental Health  All charges except $175 per day (30 days per year) All charges except $175 per day (30 days per year)
Chemical Dependency   All charges except $175 per day (30 days per year) All charges except $175 per day (30 days per year)

 


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