★★★★★ 5.0 · 142 Google reviews · Licensed agent since 1999 800-320-6269
Free help from a real licensed California agent. No pressure. No cost. Same rate as going direct.
Book a time to talk
California health insurance - Group health insurance in California - Why offer employees health coverage

Reasons to offer California small group insurance

As a small business owner, it makes sense to make the investment in offering your employees small group insurance (in some states, it is a legal requirement if, for example, you have more than two employees).

Here are some reasons to offer group insurance:

Keeps your business competitive.

Attracting qualified, motivated employees can be a challenge, particularly in some industries.

California health insurance often heads the top of an prospect's "wish list" list, after salary requirements when a prospective employee is weighing one company against another.

The more generous the plan, the more attractive your company becomes as a future employer.

When you are recruiting new employees, make sure you advertise the fact that you offer group California health insurance, and perhaps touch upon some of the benefits (maternity coverage, fixed office co-pays, etc.) it may include.

Keeps your employees happy.

Employee turnover is a constant that small business owners have to deal with.

Offering group California health insurance is one way to retain good employees after they have joined your company.

A covered employee is much less likely to "look around," particularly if she or he has a family, if they are covered by a good California health insurance policy through your company.

If you can also offer a "cafeteria-style" group plan, which offers flexible benefits based on the employees' needs, it allows your employees not to be forced into buying more coverage than they need, or can afford.

Provides tax benefits for your company.

As an employer, you can write off 100 percent of the premiums you pay for your group California health insurance. This can be a significant savings for your company.

Creates a bond with your employees. By offering your employees group California health insurance, you're showing your employees you care about their welfare. This gives a "human face" to your business which can pay long-term dividends in the future.

You can run your Group Health Plan Quote here to view rates and plans side by side from the major carriers...Free.

Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!

Frequently Asked Questions
▸ What are the main benefits of offering small group health insurance in California?
Offering group health insurance helps California small businesses attract and retain talent, keep employees healthier and more productive, and may provide meaningful tax advantages. It can also make your company more competitive against larger employers who routinely offer benefits.
▸ Does a California small business have to offer health insurance to employees?
Most small employers in California are not legally required to offer health insurance, though requirements can depend on business size and other factors. For a clear answer based on your situation, visit does a company have to offer health insurance in California or speak with a licensed agent.
▸ Are there tax benefits for small businesses that offer employee health coverage?
Generally, employer contributions toward employee health premiums are tax-deductible as a business expense, and small employers may qualify for additional federal tax credits depending on their size and average wages. A tax advisor can confirm what applies to your specific business.
▸ How does small group insurance help with employee retention in California?
Health coverage is consistently one of the most valued employee benefits, and offering it can reduce turnover and help you compete for qualified candidates-especially important in California's competitive labor market. Employees who feel supported tend to stay longer and perform better.
▸ How can a California small business get a quote for group health insurance?
You can get a no-cost quote through a licensed California agent who can compare plans across multiple carriers for your group. Request a small business quote and pay the same premium as going directly to the carrier-agent assistance is free.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
Free Small Business Health Quote
Google ★★★★★ 5.0
We Run It For You

Compare California group health plans for your team across all major carriers. We handle setup, renewals & savings strategies at no cost.

Get Group QuoteNeed a real person? →
Serving California since 1994 · Group specialists · Zero cost for our help