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California health insurance - California Group Health - Benefits Health Plans

Blue Cross Benefits Suite of Group Plans

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In the past year, the Small Group BeneFits portfolio has proven to be a clear fit for California small businesses wanting more affordable health plans and easier eligibility. BeneFits offers:

five targeted plans priced right for cost-sensitive businesses

employer contributions as low as 25% or $50

participation requirements as low as 60%

BeneFits can help small business owners offer health coverage for the first time or continue offering coverage in a time of rising costs.

Small group employees reviewing health plan benefits documents together in an office setting

You can also visit our revolutionary Web site unique with its groundbreaking functionality. A plain speak, jargon free shopping experience tailored to the questions and needs of small business owners.

With the dirty work done for you with time saving features like quick quoting, cost comparisons, user-friendly tutorials, employer and employee online enrollment and point-to-point application tracking, completing small group enrollment is as simple as pie (with less mess). Now, there is no more time wasted going back for incomplete or missing application information. Your most challenging task will be deciding what you'll do with all your extra time and money!

Why BeneFits?

Cost and confusion. The first two things we're out to change.

Have you considered medical coverage for your business in the past and found it too expensive or, "worse... too complicated?

We hear you. That's why we created BeneFits - a new approach for small businesses that might have never had health coverage. If you think only large businesses can offer California health coverage, you're in for a real pleasant surprise. Whether you have two employees or 50, you're the right size for BeneFits.

With BeneFits, we tossed out the rulebook and started clean. That meant no insurance lingo, more flexibility, and prices within reach. For example, how about a basic plan with prescription drugs where you, the employer, could contribute as little as $23 a month per employee?

And, a qualified business cannot be denied coverage for health reasons. We'll make sure of it. We're here to help small business. So even if you've had an employee who's had a heart attack, you're still in.

How much?

Yes, you can now afford California group coverage.

You wanted it. We've made it happen. We've created the small group coverage option that provides actual, well, bang for your buck. BeneFits keeps prices reasonable so small businesses can afford to offer coverage to their employees.

Low cost. Our California health plans are affordable and offer great value.

Cost sharing. You don't have to pay 100% (you could pay as little as 25%). And you share the cost with your employees.

Business tax savings. You'll be able to deduct the cost of coverage from your business taxes.

Payroll tax savings. You can enroll in an optional program that can help you save on
payroll taxes.

You can run your Blue Cross of California Group Health Plans Quote to view rates and plans side by side from the major carriers...Free.

Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!

Frequently Asked Questions
▸ What is the Blue Cross BeneFits small group portfolio?
The Blue Cross BeneFits portfolio is a suite of targeted small group health plans designed for cost-sensitive California businesses seeking more affordable options and easier eligibility requirements. It offers multiple plan choices with employer contribution flexibility, making it a popular option for small businesses statewide.
▸ How many employees do you need to qualify for a small group health plan in California?
California small group plans generally cover employers with a small number of employees, but eligibility rules and minimum participation requirements can vary by carrier and plan year. A licensed agent can help determine whether your business qualifies under current rules.
▸ Does an employer have to contribute to employee health insurance premiums in California?
California generally requires employers offering group health coverage to make a minimum contribution toward employee premiums, though the specific percentage can vary by carrier and plan. See whether a company has to offer health insurance in California for more detail, or speak with a licensed agent about current requirements.
▸ Is there a cost to use CalHealth.net to find a small group health plan?
There is no cost to use CalHealth.net's licensed agents - you pay the same premium as going directly to the carrier. Goodacre Insurance Services (licensed since 1994) provides free guidance to California businesses across every region of the state.
▸ Can a small business get a quote for Blue Cross group health plans in California?
Yes - California small businesses can get quotes for group health plans, including Blue Cross options, by working with a licensed agent. You can request a small business health insurance quote to compare current plans and pricing at no cost.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
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