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California health insurance - Individual and Family - Basic PPO from Anthem Blue Cross

The Basic PPO Plan by Anthem Blue Cross of California

Covered California HMO vs PPO vs EPO: Explained for 2027 - Watch on YouTube

This is plan is longer available on the California health insurance market but there are still some grandfathered subscribers who have been on the plan for years.

California catastrophic health insurance plan documents with stethoscope and pen on desk

The Basic PPO plan was the first of the Hospital only plans for catastrophic health coverage which are now pretty common on the market.

It combined a very low deductible (generally $1000) with the lowest rates on the market but only covered facility based care (hospital, surgery, etc).

At the time, having no prescription coverage was really unusual...until the rest of the market caught up.

The closest ACA equivalent for catastrophic coverage is the Bronze plan.

You can always run your quote for equivalent plans to the Blue Cross Basic PPO here:

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Current ACA Equivalent Plans to the Basic PPO

All the plan benefits are standardized by the new ACA law.

The closest equivalent to the Basic PPO plan we can get is the Bronze plan for adults over age 29 and the Catastrophic plan for 29 and under.

If your income is in the right range, you may qualify for a tax credit and even richer benefits (at the same cost) so the 1st step is always to find out if you qualify for a tax credit.

You can access the online application here:

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In 5 minute over the phone at 800-320-6269, we can find out if this is the case.

You can run your Catastrophic California Health Quote here to view rates and plans side by side from the major carriers...Free.

Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!

Frequently Asked Questions
▸ Is the Anthem Blue Cross Basic PPO plan still available in California?
The Basic PPO plan from Anthem Blue Cross is no longer available for new enrollment in California's individual and family market. Some existing subscribers may still be on grandfathered versions of the plan, but it cannot be newly purchased.
▸ Does Anthem Blue Cross offer PPO plans in California's individual market?
No - in California's individual and family market, Anthem Blue Cross does not currently offer PPO plans; they offer HMO and EPO options instead. If a PPO is important to you, Blue Shield of California is one carrier that does offer PPO plans in the individual market statewide.
▸ What plans are comparable to the old Basic PPO today?
The closest current equivalents are ACA-compliant individual and family plans available through Covered California or the off-exchange market, organized into Bronze, Silver, Gold, and Platinum metal tiers. A licensed agent can help you find a current individual or family plan that matches your coverage needs.
▸ What is the difference between an HMO, PPO, and EPO in California?
HMOs require you to use a specific provider network and generally need referrals; PPOs offer more flexibility to see out-of-network providers; EPOs use a network like an HMO but typically don't require referrals. Availability of each plan type varies by carrier and market in California, so it's worth comparing options with a licensed agent.
▸ Can a licensed agent help me find an alternative to a grandfathered plan in California?
Yes - a licensed California agent can review your current coverage and compare it to available ACA-compliant plans at no cost to you, since agent assistance doesn't change your premium. CalHealth.net has served Californians statewide since 1994 and can be reached at 800-320-6269 or via the contact page.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
Free Covered California Quote
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