California health insurance  -  Individual and Family  -  Basic PPO from Anthem Blue Cross

The Basic PPO Plan by Anthem Blue Cross of California

This is plan is longer available on the California health insurance market but there are still some grandfathered subscribers who have been on the plan for years.


Since the plan is no longer available on the market, it's best to contact the carrier or agent of record to request information since benefits may reflect grandfathered versus non-grandfathered status.




The Basic PPO plan was the first of the Hospital only plans for catastrophic health coverage which are now pretty common on the market.


It combined a very low deductible (generally $1000) with the lowest rates on the market but only covered facility based care (hospital, surgery, etc).


At the time, having no prescription coverage was really unusual...until the rest of the market caught up.


The closest ACA equivalent for catastrophic coverage is the Bronze plan.


You can always run your quote for equivalent plans to the Blue Cross Basic PPO here:


how to quote Covered California plans


Current ACA Equivalent Plans to the Basic PPO


All the plan benefits are standardized by the new ACA law.


The closest equivalent to the Basic PPO plan we can get is the Bronze plan for adults over age 29 and the Catastrophic plan for 29 and under.


 If your income is in the right range, you may qualify for a tax credit and even richer benefits (at the same cost) so the 1st step is always to find out if you qualify for a tax credit.


You can access the online application here:

How to apply for California obamacare



In 5 minute over the phone at 800-320-6269, we can find out if this is the case.


You can run your Catastrophic California Health Quote here to view rates and plans side by side from the major carriers...Free.


Again, there is absolutely no cost to you for our services.  Call 800-320-6269 Today!

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