Before reviewing Health Reform impacts below, watch our California Health Reform and Me video (above) to see how Reform might affect you.
Health Exchange plans will be guaranteed issue (regardless of health) for most Californians.
Between 138% (expanded Medi-Cal basis) of poverty and 400% (see Covered Ca income levels here), most Californians will receive an immediate subsidy when they purchase health insurance through the Exchange (Covered California). You can get a look at what subsidies are anticipated in our health reform subsidy article.
Tiers (higher rates based on health) will go away on both individual and group markets.
that do not have adequate insurance will be
levied a penalty (at tax filing time). 2%
of income in 2015 and increasing there after.
Small Group will now be 1-100 employees but fines/mandates primarily affect groups over 50 employee (equivalent hours).
Benefits are now standardized along 4 metallic levels (Bronze, Silver, Gold, and Platinum)
For people with income between 138% and 250% of FPL, enhanced benefits may be available for the same price. Very rich upgrades!
Update to Income Period for Health Subsidy
California Special Enrollment Period or SEP's
The new importance of doctor networks under health reform
Exchange Notification for California companies
Do I Qualify for a Health Subsidy?
Pediatric Dental Benefits part of Medical Plans
Delay of Group Health Reform Mandate
Catastrophic Exchange Plan For Young Californians
Bronze California health plan
The Gold Exchange Plan
The California Platinum Exchange Plan
400% of Federal Poverty Level and Subsidy in California
Shrinking Doctor Networks and the Exchange
HSA plan options after Jan 1st, 2014
Benefit Subsidies on the California market
Jan 1st 2014 Transition
Non-Exchange versus Exchange health plans
Expected California health Rate Shock
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!
YOU MAY STILL BE
ABLE TO ENROLL
In just 15 minutes:
With Existing Account
We can help you:
If Your Income
Is In This Range
Current Years Estimate; All those that file together on one 1040:
|Single Person:||$16k - $47k|
|2 People||$22k - $64k|
|3 People||$27k - $80k|
|4 People||$33k - $97k|
"My sincere thanks for making a miracle happen- 2014 health insurance !! Many thanks for your expertise and advice yesterday !!"
"Thanks again for your help - I had absolutely no idea how to get this done when I got up this morning. You've made it remarkably easier than I expected. I hope you're not stuck at the office all night..."
"Anyway, I hope you got some time off this past week! Thank you again for your help and efforts on my behalf! I was very lucky to find you."
"I thank you very much for the time that you have invested in handling everything
"I truly appreciate the quick response and will think of you in the future if I need to make any changes to my insurance plans."
"You are awesome... takes a huge worry off my back, thank you for your kind. thanks for your time and kindness. !!"
"Wow, I can't thank you guys enough for your help...I couldn't imagine trying to tackle this on my own!"
"You are my new best friend. A HUGE thank you again.
20 years of experience in the California health insurance market has taught us one thing...Competent and experienced guidance is Invaluable
We can quickly (very important) size up your health insurance needs and clearly explain the options available to you. Our focus is finding the most coverage at the best cost to you.
We are licensed Covered Ca agents with in-depth knowledge of their plans, process, and tax credits.
Call us...you will be Pleasantly Surprised. 800-320-6269
We'll quickly see if you have the best priced plan available and if you qualify for a tax credit800-320-6269
This website is owned and operated by Goodacre Insurance Services, which is solely responsible for its content. This site is not maintained by or associated with Covered California, and Covered California bears no responsibility for its content. The email address and phone numbers that appear throughout the site belong to Goodacre Insurance Services, and cannot be used to contact Covered California.