Free Assistance 800-320-6269


Health & Safety Code 1374.72; Insurance Code 10144.5.  Effective for contracts issued, amended, or renewed on or after 7/1/00.  Does not apply to Medi-Cal HMOs.

Health plans must provide coverage for the diagnosis and medically necessary treatment of severe mental illness in any person or serious emotional disturbance of a child. The health plan may provide the required services through a separate or specialized health care service plan.

The benefits must include:
outpatient services;
inpatient hospital services;
partial hospital services;
prescription drugs, if the plan covers prescription drugs.
Benefits that must be applied equally to all benefits under the health plan contract include:
maximum life benefits (caps);
individual and family deductibles.
Severe mental illness includes:
schizoaffective disorder;
bipolar disorder (manic-depressive illness);
major depressive disorders;
panic disorders;
obsessive-compulsive disorder;
pervasive developmental disorder or autism;
anorexia nervosa;
bulimia nervosa.

Serious emotional disturbance of a child is defined as a child who:
(1) has one or more mental disorders identified in the DSM, other than a primary substance abuse disorder or developmental disorder, that results in behavior inappropriate to the child's age according to expected developmental norms, AND
(2) meets the criteria specified in Welfare & Institutions code 5600.3 (a)(2) -- as a result of the mental disorder, ONE of the following occurs:
(A) The child has substantial impairment in at least two of the following areas: self-care, school functioning, family relationships, or ability to function in the community; AND either of the following occur:
(i) the child is at risk of removal from home or has already been removed from the home, or
(ii) the mental disorder and impairments have been present for more than six months or are likely to continue for more than one year without treatment, OR
(B) The child displays one of the following: psychotic features, risk of suicide or risk of violence due to a mental disorder, OR
(C) The child meets special education eligibility requirements (is an "individual with exceptional needs" identified by an individualized education program team as a child with a disability, and the child's impairment requires instruction, services, or both, which cannot be provided with modification of the regular school program).

You can run your Health Plan Quote here to view rates and plans side by side from the major carriers...Free.

Again, there is absolutely no cost to you for our services.  Call 800-320-6269 Today!

Our Services are FREE to You!

Call to Enroll over the Phone in 15 Minutes

and more
Thousands of Californians
Hundreds of California Companies
Thousands of Californians
Hundreds of California Companies

from SC

"My sincere thanks for making a miracle happen- 2014 health insurance !! Many thanks for your expertise and advice yesterday !!"

from SD

"Thanks again for your help - I had absolutely no idea how to get this done when I got up this morning. You've made it remarkably easier than I expected. I hope you're not stuck at the office all night..."

from KV

"Anyway, I hope you got some time off this past week! Thank you again for your help and efforts on my behalf! I was very lucky to find you."

from EK

"I thank you very much for the time that you have invested in handling everything

from SR

"I truly appreciate the quick response and will think of you in the future if I need to make any changes to my insurance plans."

from VH

"You are awesome... takes a huge worry off my back, thank you for your kind. thanks for your time and kindness. !!"

from SA

"Wow, I can't thank you guys enough for your help...I couldn't imagine trying to tackle this on my own!"

from LM

"You are my new best friend. A HUGE thank you again.

Find out what customers are saying about our services

20 years of experience in the California health insurance market has taught us one thing...Competent and experienced guidance is Invaluable

We can quickly (very important) size up your health insurance needs and clearly explain the options available to you. Our focus is finding the most coverage at the best cost to you.

We are licensed Covered Ca agents with in-depth knowledge of their plans, process, and tax credits.

Call will be Pleasantly Surprised.  800-320-6269

Request a 10 Minute Health Plan Check-up

We'll quickly see if you have the best priced plan available and if you qualify for a tax credit


Our Services are FREE to You is a Goodacre Insurance Services Website

This website is owned and operated by Goodacre Insurance Services, which is solely responsible for its content. This site is not maintained by or associated with Covered California, and Covered California bears no responsibility for its content. The email address and phone numbers that appear throughout the site belong to Goodacre Insurance Services, and cannot be used to contact Covered California.