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California health insurance - About California Insurance Agent - Making the right health plan decision

Why buy health insurance in California??

"I can't afford health insurance"

On average, a person will have significant medical bills every 7 years. By significant, we meant 10's of thousands of dollars.

Yes, health insurance in California is expensive (we said it) but imagine what it's protecting you from. The premium dollars are a small representation of the total medical dollars spent.

If anything, make sure to get coverage for the catastrophic bills that can end in bankruptcy. Find out more at our California health 101 article here.

Why focus on the carriers that are quoted at calhealth.net??

In California, you have many carriers but really 3-5 in any given market segment that are priced well and stable for the long term.

We focus on these carriers with some variation depending on whether we're looking at Individual/Family, Group, or Medicare.

Being independent and licensed California health brokers, we can deal with any company. We focus on those that are most likely to result in satisfaction for our clients.

  1. Financial Stable, Competitive Pricing
  2. Large PPO Networks

That's why these carriers have been available on the California health insurance market for decades!

Why www.calhealth.net??

- Almost 2 decades in the health insurance market exclusively

We want to do one thing and do it really well.

Health insurance in California changing almost weekly and we don't want to water down our time, energy, and experience with other types of insurance.

Health insurance shoppers expect us to know what we're talking about and WE DO!

We offer a rate and benefit guarantee...you will not find lower rates for a given carrier/plan on the market even directly from the carrier.

This is what you want from a licensed California health broker:

Experience - 18+ years of dealing exclusively with California health insurance agent on an independent basis. It's what we do day in and day out...for almost 2 decades now. You'll hear the difference on the phone when we discuss your needs.

Accessible - If we're on the other line helping others, we return most calls the same day and check email day and night. email or at 1-800-320-6269
Impartial - Being independent brokers, our only concern is that we find the best health insurance rates and benefits for your situation. We have no interest in any given carrier.

Call us at 800-320-6269 with any questions. Our services are free to you as licensed health agents.

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Frequently Asked Questions
▸ Does it cost more to use a health insurance agent in California?
No - working with a licensed California agent at CalHealth.net costs you nothing extra. You pay the same premium as going directly to the carrier, and you get personalized guidance at no added cost.
▸ How do I compare health insurance plans in California?
Start by comparing carriers, network types (HMO, EPO, PPO), and metal tiers (Bronze, Silver, Gold, Platinum) based on your doctors, budget, and expected healthcare use. A licensed agent can help you sort through options statewide - or you can get an individual/family quote to see current plans side by side.
▸ Why should I use a licensed agent instead of shopping for health insurance on my own?
A licensed agent can explain differences between carriers, plan types, and subsidy eligibility that aren't always obvious online. Goodacre Insurance Services has been helping Californians across the state since 1994, with no cost or pressure to the consumer.
▸ Does health insurance in California cover dental and vision?
Most standard medical plans do not include comprehensive dental or vision coverage - these are typically purchased as separate add-on plans. California residents can often add standalone dental and vision coverage; see dental and vision options for details.
▸ How often should I review my California health insurance plan?
It's generally a good idea to review your plan each year during Open Enrollment, since premiums, plan options, and subsidy rules can change annually. Life events such as a job change, move, or family change may also qualify you for a Special Enrollment Period.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
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