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California health insurance - California Health Applications

California Health Insurance Applications

Applications are available by Market Segment

Covered California certified agent logo badgeIndividual and Family (under age 65) Applications


1. Covered California Enrollment

For Covered California, the fastest approach is to apply online here. It generally takes 5-10 minutes and more importantly, we can make sure the correct information is used. The alternative is probably an hour long process and 23 pages which (according to our experience) has a 50% chance of resulting in the wrong result. Again, over the phone is the best approach.

There's no cost for our services as Certified Covered California agents. Call 800-320-6269.


2. Off Exchange Downloadable and Online Applications

Most of our enrollment these days is through Covered Ca since the benefits, rates, and networks are mandated to be the same. Covered Ca can be more flexible in some instances when enrolling.

Otherwise, you can access California online applications and downloadable apps

There are new tax credits for certain Group health plansSmall Business (1-100 employees) Applications

1. You can download California Small Business applications

2. Covered California for Small Business Applications

Quote Medicare Supplement plans across the major carriersMedicare Eligible Senior Applications

1. California Medicare Supplement Applications

2. California Advantage Plan Applications (email us to request)

3. California Part D Applications (email us to request)

You can run your Health Plan Quote here to view rates and plans side by side from the major carriers...Free.

Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!

Frequently Asked Questions
▸ How do I apply for health insurance in California?
Most Californians under 65 apply through Covered California, the state's official marketplace, which typically takes about 5-10 minutes online. Working with a licensed agent costs nothing extra - you pay the same premium as going direct - and an agent can help ensure your application is completed correctly.
▸ Does it cost more to use a California health insurance agent?
No. Using a licensed California agent is at no cost to you; your premium is identical to applying directly with the carrier or Covered California. Goodacre Insurance Services (CalHealth.net) has offered this free assistance to Californians statewide since 1994.
▸ Can I apply for small business health insurance online in California?
Yes. Small businesses with 1-100 employees in California can shop and apply for group coverage through a licensed agent. You can start the process with a small business quote to compare plan options and costs.
▸ How do Medicare-eligible seniors apply for health coverage in California?
Seniors can apply for Medicare Advantage, Medicare Supplement (Medigap), or Part D drug plans through a licensed agent who specializes in California's senior market. Getting a Medicare quote is a good first step to compare available options in your area.
▸ When can I apply for individual health insurance in California?
You can typically enroll during Covered California's annual Open Enrollment period, or during a Special Enrollment Period if you experience a qualifying life event such as losing other coverage, moving, or a change in household size. Contact a licensed agent to confirm whether you currently qualify to apply.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
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